OK, I propose a deal. For every low-income person's home we don't rebuild in New Orleans or Gulfport because those cities are flood-prone, we rip down one mansion in fire-prone Malibu. And if we run out of mansions in Malibu, we can start dismantling the gazillion-dollar vacation cottages and golf courses around Cape Hatteras. Or is it that we should only employ least-risk models for redevelopment when the people who live there are poor?
Just one minor addition: people were flooded out of New Orleans not because a natural disaster struck them like it strikes Cape Hatteras. They were flooded out because government-constructed flood walls failed. If anything they have a much greater claim to federal reconstruction aid.